Pick now pay later – Platinum Impex

Partnership Brief: Sigma Appliances x Access Bank Ghana
``Pick Now, Pay Later`` Program

Overview

Sigma Appliances (Platinum Impex) has joined Access Bank Ghana's ``Pick Now, Pay Later`` (PNPL) scheme. This initiative is designed to remove the financial barrier to owning premium home appliances by offering customers a fast, digitised, and flexible way to shop.

The Core Value Proposition

We believe that a comfortable home shouldn’t have to wait for a lump-sum payment. Through this partnership, customers can walk into any Sigma showroom, select their essential appliances, and take them home immediately while spreading the cost over manageable monthly installments.

Key Features & Benefits

0% Interest Offer: For a limited time, eligible customers can enjoy 0% interest for the first 6 months, paying only the shop price of the item.

Fully Digitised Process: No more long queues or heavy paperwork. The application is handled remotely via mobile, with approvals granted in minutes rather than days.

Flexible Repayments: Payment terms are tailored to the customer’s budget, with options to spread costs over a period that suits their financial flow.

Premium Selection: The scheme covers the entire Sigma range, including energy-efficient Inverter ACs, Chest Freezers, Smart TVs, and Kitchen Cookers.

How it Works (The Customer Journey)

Apply: Eligible Access Bank salary account holders apply via the bank's digital platform.

Approve: Once the digital verification is complete and the invoice is uploaded, approval is instant.

Pick Up: The customer confirms delivery and takes their new Sigma appliance home immediately.

Verification process